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Financial Strength - Malpractice insurer Medical Protective is a Warren Buffett - Berkshire Hathaway Company with unmatched respected A.M. Best rating "A++" (Superior) and by Standard & Poors rating "AA+" (Very Strong)
"The Highest Rated Malpractice Insurance Company"
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Authorized Admitted Programs - 50 states including: California, Arizona, Nevada and Oregon providing the strongest dental malpractice protection available in the country |
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Two Policy Types - "Occurrence" policies and "Claims-Made" policies with available "Prior Acts" protection available through MedPro |
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Limits of Liability - up to $5,000,000 per claim and $7,000,000 annual aggregate available |
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Insuring - General Dentist, Oral Surgeons, Orthodontist, Endodontist, Periodontist, Pediatric Dentist, Prosthodontist, Oral Pathologist, Dental Anesthesiologist,
New Dental Graduates (special rates)
and large Dental Groups
Largest malpractice insurer nationally ~ 115 Years Strong
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Pure Consent* - Absolute right to refuse case settlement
"NO Hammer Clause or Arbitration Process"
*The only California non-association insurance company providing these exclusive policy contract terms
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Proven Claims Experience - MedPro has focused exclusively on malpractice for more than 115 years and national expertise with focused in-house claims defense specialist team bringing over 20 years of experience to each case
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Protecting Dentist - MedPro's leveraged financial strength invested in finest stable of legal defense in the nation, supported by more than 7,500 expert witnesses with *95%+ WIN rate and over 82% of cases closed without a loss payment!
"Industry Leader - Aggressive Defense"
It is important to note that The Medical Protective Company has often spent far more on defense than would have been required in an out-of-court settlement
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Clinical Risk Management Experts - MedPro's full team of industry leaders who are available to address any issue, whether it be a basic question or walk you through a situation real time while a patient is in the chair... |
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Education - MedPro offers a variety of Risk Management courses that provide CDE's available via Home Study, Internet & Hotel Seminar programs for doctors and staff that includes an opportunity to receive premium credits. |
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Solutions - Risk Management, patient safety and litigation support for more than 40,000 dental professionals nationwide |
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Botox - Medical Protective in California offers coverage by endorsement for dentist who administer Botulinum Toxin and Dermal Fillers |
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State Endorsements - MedPro is honored to have Eight State and Six National Dental Society Endorsements including
Punjabi Dental Society |
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Free Unlimited Reporting - this endorsement (tail coverage) available upon permanent retirement for Dentists insured by MedPro for a minimum of 1 year. Free unlimited tail coverage in the event of death or permanent and total disability. Otherwise, unlimited tail coverage available at a fixed cost. |
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Stability - MedPro unlike other dental malpractice companies that have left the market or brokers who frequently switch carriers, Medical Protective has never left a dental market.
Pricing is stable and competitive due to the success in defending our insured.
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Your Career... You've invested a lot in your dental career and reputation so, why not take the time to insure you have the strongest protection with a company who has the strength and experience needed in the event of a claim.
"A claim is someone seeking to take your money and blemish your reputation"
Medical Protective is well suited to provide the security you deserve today and long into your future...
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For more information contact: Richard Walton
Agent - Program Administrator
Phone: (855) 758-9649
eMail: rwalton@mikels-ins.com
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We Welcome Members
and the endorsement of
Punjabi Dental Society
www.PDSociety.com
An award winning, international organization
Serving the California Dental
Community Since 1999
Over 3,500 Members Strong
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*Based on Medical Protective internal data.
‡Product availability varies based upon business and regulatory approval and may be offered on an admitted or non-admitted basis. |